Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

 

If you have received a letter in regards to a change in your credit card terms, know that we are aware
of the issues with the information in the letter. We are working to resolve this matter.

Checking Account Options

Account Features
High-Yield Interest Checking1
Interest Checking2
Free Checking
Requirements to waive monthly service fee
Free when a daily average balance is maintained of $10,000 or greater
Combined deposits/loan balances3 of $25,000 or greater
Free
Monthly Service Fee
$10.00
$9.00
None

Interest-Bearing

Yes
Yes
No
ATM and Check Card
Free
Free
Free
Overdraft Protection
Free
Free
Free
Call-24 Access
Free
Free
Free
SMCU OnLine
Free
Free
Free
SMCU Bill Pay
Free
Free
Free
Unlimited Check Writing
Yes
Yes
Yes

Click here
to view our Member Relationship Tiers

1 Dividends will be paid only if a $10,000 average daily balance is maintained on a monthly basis. Dividends are paid monthly.
2 Dividends will be paid only if a $2,500 average daily balance is maintained on a monthly basis. Dividends are paid monthly.
3 Deposits may include checking, savings, money market, and certificates. Loans may include real estate, auto, and personal. Past due loans will not be counted in overall total.
6