Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

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We will be performing network maintenance on Tuesday Auguest 2nd from 10pm to 11pm. During this time, SMCU OnLine will be unavailable. SMCU Mobile and Call24 will continue to be available for your use. We apologize for any inconvenience this may cause.


Even the most dedicated shopper can have a hard time deciding on the perfect gift for a special occasion. Thanks to the Visa Gift Card, you can give your friends and family precisely what they want by letting them choose their own gift.

The card has a prepaid value in the amount of your choosing and can be used anywhere Visa cards are accepted—and that translates to millions of locations throughout the world. From retail stores to restaurants…from hotels to spas…your gift recipient has a virtually endless choice of spending options.

TO BUY

Visit any SMCU branch. Click here to view branch locations.

TO ACTIVATE AND OBTAIN A PIN

Call 866-902-6082 to activate the card. At that time, a PIN will be assigned and the card can be used up to its available balance.
To register your card click here.

Click to view SMCU’s Visa Gift Card Terms and Conditions.

Terms & Conditions

These Terms and Conditions may change as required by law. You will be deemed to have accepted the Full Card terms of this Agreement if you do any of the following: (a) use the Card or (b) activate the Card. Please sign the back of your Prepaid Gift Card immediately upon receipt.

“Agreement” means these Visa Prepaid Gift Card Terms and Conditions. “We” “us” and “our” refer to San Mateo Credit Union. “You” and “your” refer to the person who has obtained a Card from us. “Card” means the primary Visa Non Reloadable Prepaid Gift Card and any secondary Non Reloadable Cards obtained from us. Our “Business Days” are Monday through Friday; bank holidays are not included.

We agree to maintain the Card for you and to perform according to this Agreement. By obtaining a Card from us, activating the card, and by using the Card or by permitting anyone else to use the Card, you agree to the provisions of this Agreement, which is subject to amendment, and further agree that this Agreement is binding on your successors, representatives and assigns. We may from time to time adopt new or amended provisions which will be effective after notice has been mailed to you at the last address or email address shown for the Card on our records or has been posted on our Web site or as otherwise permitted by law. Provisions changed pursuant to regulatory authorities shall be effective per such regulation without further notice. You must be a resident of the U.S. to purchase this Card.

USING YOUR CARD

The VISA Prepaid Gift Card is a Non Reloadable stored-value card. It is neither a credit card, nor a FDIC insured deposit account. This card is issued by San Mateo Credit Union; pursuant to a license from Visa U.S.A, Inc. Your Card may be used at merchants who accept VISA debit cards worldwide. You will be required, for validation purposes, to provide personal information during activation. You may use your Card after activation. Call 866-902-6082 to obtain your PIN. The Card is non-transferable. You are responsible for all authorized transactions made with this Card. You may only use the Card when there is a balance available on the Card and only up to the amount left on the Card and any transaction fee due. Any transaction made that exceeds the available balance will be declined.

SERVICE INQUIRIES

To report your card lost or stolen, review your account activity or all other gift card service inquiries, please call: 866-902-6082. There is a Card Replacement Fee of $5.00 assessed on the account when a card that is marked as lost/stolen is replaced.

You may be asked to provide your name, account number and the last 4 digits of the home phone number you registered the card with.

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