Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click "Apply For A Loan" located in the Services section of the online home page.

Apply Online               Apply As Guest

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click "Apply For A Loan" located in the Services section of the online home page.

Apply Online               Apply As Guest

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click "Apply For A Loan" located in the Services section of the online home page.

Apply Online               Apply As Guest

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click "Apply For A Loan" located in the Services section of the online home page.

Apply Online               Apply As Guest

Open An Additional Account

If you are a current member of SMCU, opening additional accounts is easy. Just log into SMCU OnLine and click "Open an Additional Account" located in the Services section of the online home page.

Open Another Account Through SMCU OnLine               Open Another Account as a Guest

Security Lock SMCU OnLine Login

Wire Transfers

Domestic Wire Transfers

SMCU offers a safe and easy way to transfer money from one financial institution to another. We charge a low fee for outgoing transfers, and no fee for incoming transfers.

When sending a wire transfer, you will need to provide us with the following information about the receiving institution:

9-digit routing number (sometimes called the ABA number)
Institution name
Branch address
Phone number
Name of account holder at receiving institution
Account number of deposit account at receiving institution
Type of account at receiving institution (savings, checking, money market)

When receiving a wire transfer from another institution, you will need to provide that institution with the following information:

San Mateo Credit Union
P.O. Box 910
Redwood City, CA 94064
(650) 363-1725
Routing number: 321-174-851
Name of account holder (your name)
Type of account money is going to (savings, checking, money market)
If savings, your membership number
If checking or money market, the 13-digit number that appears on your checks

Routing Number

The ABA routing number is a 9–digit number assigned to financial institutions by The American Bankers Association (ABA) to identify the financial institution upon which a payment was drawn. Routing numbers are sometimes referred to as “check routing numbers”, “ABA numbers”, or “routing transit numbers” (RTN).

San Mateo Credit Union's routing number is 321174851. This number can also be found at the bottom of your checks in the bottom left-hand corner. Your full checking account number can also be found at the bottom of your checks as well. You will need this number for such things as wire transfers and making payments by phone.

Where your routing number appears on your check

For additional information, please call our Contact Center at 650-363-1725 or 888-363-1725.

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