Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

SMCU OnLine Login
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We will be performing end of year maintenance on our systems on Sunday December 11th from 9am to 10am. During this time, SMCU OnLine, SMCU Mobile and Call24 will be unavailable. We apologize for any inconvenience this may cause.

Realtors & Rebates

Enjoy the HomeAdvantage™

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First-time buyer?

Low down payment loans

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Weíll find a way to get you the home you want.

Once youíve decided to buy a home, refinance, or use your home equity, getting the loan should be easy. Let San Mateo Credit Unionís mortgage experts help you choose the loan thatís right for you and then guide you through our smooth and simple process.

SMCU offers first mortgages, including jumbo loans up to $2.5 million, with competitive rates, low fees, and on-time closing. Not sure yet whether home ownership is for you? Take a look at our first-time homebuyer resources, including free seminars.

Trust SMCU with you home loan and youíll experience the benefits that a local, not-for-profit lender can provide. Contact us for more information or you can apply or get pre-approved online.

Apply or Get Pre-approved Now

You donít need to already be a member to apply; youíll become one during the process!

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