Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

SMCU OnLine Login
User ID


Password

Enroll in SMCU OnLine
Forgot Password

We will be performing network maintenance on our systems on Wednesday May 24th from 10pm to 10:30pm. During this time, www.smcu.org, SMCU OnLine, SMCU Mobile and Call24 will be unavailable. We apologize for any inconvenience this may cause.

Apply Now

Continue an Existing Application
Get a Custom Rate Quote

Questions?
Call (650) 363-1799 (Option #1)
Email: reloanofficers@smcu.org

Click here to book an appointment with one of our home loan experts.

Realtors & Rebates

Enjoy the HomeAdvantage™

Click for details

First-time buyer?

Low down payment loans

Click for details

Book an appointment

Speak to a mortgage expert

Click for details

Weíll find a way to get you the home you want.

Special Mortgage Offers

Apply for an SMCU purchase mortgage by 6/30/17 and you can enjoy:

$500 off closing costs*

Learn More >>

Once youíve decided to buy a home, refinance, or use your home equity, getting the loan should be easy. Let San Mateo Credit Unionís mortgage experts help you choose the loan thatís right for you and then guide you through our smooth and simple process.

SMCU offers first mortgages, including jumbo loans up to $2.5 million, with competitive rates, low fees, and on-time closing. Not sure yet whether home ownership is for you? Take a look at our first-time homebuyer resources, including free seminars.

Trust SMCU with you home loan and youíll experience the benefits that a local, not-for-profit lender can provide. Contact us for more information or you can apply or get pre-approved online.

Apply or Get Pre-approved Now

You donít need to already be a member to apply; youíll become one during the process!

All mortgage loans through San Mateo Credit Union are for homes in California only. Adequate property insurance required for the life of the loan. Flood insurance may be required. All loans are subject to credit approval. Please speak with a Real Estate Representative for current rates and information on loan limits as additional conditions and restrictions may apply. San Mateo Credit Union NMLS #416747.

*Offer valid only for a mortgage in first position used to purchase a property; refinancing and equity loans excluded. Must complete application including purchase contract by June 30, 2017. Mortgage closing cost credit applies only to the fees associated with non-recurring closing costs and does not apply to the principle loan amount borrowed. Offer cannot be combined with any Partner/Preferred Member relationship tier rebates on closing costs.

8