Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

SMCU OnLine Login
Worried about paying your mortgage? We can help...
Calendar of Events
Real Estate Rates
Loans up to $417,000
Effective: July 26th, 2016
30 Year Fixed Rate
1.000 points
Rate
3.500%
APR
3.628%
15 Year Fixed Rate
0.000 points
Rate
3.000%
APR
3.082%
Real Estate Rates

Click here to apply for Your
Real Estate loan.

Real Estate Hotline
650 363-1799
Auto Rates
Effective: July 26th, 2016
New Autos
1.49% APR
up to 36 months
Used Autos
1.99% APR
up to 36 months

News and Announcements
Received a new debit card?
Click Here for info on activating your card.
Important information regarding
your privacy choice.

Click here for details.
Apply for a loan by phone on Saturdays!
Click here for details.

Passcode for SMCU Mobile

Passcode is a new feature that allows you to easily log into the SMCU Mobile app and view your balances and transactions. You choose a 4 digit PIN which quickly logs you in. If you need to make a transfer, use Bill Pay or deposit a check you will be prompted to enter your full user name and password.

Set up Passcode today! Log in as you normally would. The tap the menu button in the upper left and go to Settings. Turn on Passcode, set your code and you're done!

Passcode is available for iPhone and Android phones. We hope this new feature makes using SMCU Mobile even easier than before.

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