Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

SMCU OnLine Login
User ID


Password

Enroll in SMCU OnLine
Forgot Password

We will be performing network maintenance beginning on Thursday May 5th from 10pm to 11pm. The SMCU website, SMCU OnLine and SMCU Mobile will be unavailable during this time. If you have trouble accessing these services please try again later. Thank you.

Worried about paying your mortgage? We can help...
Calendar of Events
May 21 Real Estate: Your Smart Investment Seminar
May 26 SMCU Annual Meeting
May 30 Memorial Day- All offices closed
Real Estate Rates
Loans up to $417,000
Effective: May 4th, 2016
30 Year Fixed Rate
1.000 points
Rate
3.625%
APR
3.753%
15 Year Fixed Rate
0.000 points
Rate
2.875%
APR
2.956%
Real Estate Rates

Click here to apply for Your
Real Estate loan.

Real Estate Hotline
650 363-1799
Auto Rates
Effective: May 4th, 2016
New Autos
1.49% APR
up to 36 months
Used Autos
1.99% APR
up to 36 months

News and Announcements
Mark your calendar for SMCU's upcoming Annual Meeting on Thursday, May 26, 2016!

Click Here for details.

Real Estate: Your Smart Investment Seminar
Click Here to learn more.
Important information regarding
your privacy choice.

Click here for details.
Apply for a loan by phone on Saturdays!
Click here for details.

Passcode for SMCU Mobile

Passcode is a new feature that allows you to easily log into the SMCU Mobile app and view your balances and transactions. You choose a 4 digit PIN which quickly logs you in. If you need to make a transfer, use Bill Pay or deposit a check you will be prompted to enter your full user name and password.

Set up Passcode today! Log in as you normally would. The tap the menu button in the upper left and go to Settings. Turn on Passcode, set your code and you're done!

Passcode is available for iPhone and Android phones. We hope this new feature makes using SMCU Mobile even easier than before.

6