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Refinance your auto loan from another institution and get cash back too!
Nothing is quite as good as this. A perfect gift to yourself: cash from your car, on the spot. And, a fresh auto loan. All with your same vehicle.

We thought this was a great idea: same car, lower payments. And, with used auto loan rates as low as 2.24% APR*, you could really lower your payments and have extra cash.

*APR = Annual Percentage Rate. Used vehicle rates as low as 2.24% APR, up to 125% financing and terms up to 36 months. Rate includes a .25% discount for either 20% down payment or Partner/Preferred relationship tier level or automatic payment. Offer good for a vehicle loan refinanced from other financial institutions. SMCU vehicle loan refinances are not eligible. SMCU terms, conditions, and rates are subject to change without notice. 1% cash back bonus is based upon the total new loan amount. Cash back to be paid at the time of loan funding. Cash back recipient is responsible for all taxes related to the bonus payment. Rate and term effective November 22, 2013 and may be discontinued at any time. Other restrictions may apply. You are eligible for membership in SMCU if you live, work, worship or study in San Mateo County, the City of Palo Alto and certain areas on San Francisco. A one-time, non-refundable membership fee of $10.00 ($1 age 17 and under) is required to join. SMCU is an Equal Opportunity Lender. Federally insured by the NCUA.