Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

SMCU OnLine Login
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We will be performing end of year maintenance on our systems on Sunday December 11th from 9am to 10am. During this time, SMCU OnLine, SMCU Mobile and Call24 will be unavailable. We apologize for any inconvenience this may cause.

SMCU Tuition Loan

We've got a great tuition loan package that can be customized for everything from online classes to books. Learning takes a lot of forms these days and our loan handles all of them!

Funds are available for:

  • Online classes/certifications
  • Job training programs
  • College courses
  • Books

You can receive your loan amount either paid directly to you or direct to the school. It even covers expenses within the last 60 days.

  • 6.99% APR*
  • Loans from $500 to $25,000
  • Terms up to 5 years

*APR=Annual Percentage Rate. Rate of 6.99% applies to terms up to 60 months. All loans are subject to credit, income verification and debt qualification. Rates and terms subject to change at any time. Total aggregate unsecured with the credit union may not exceed $25,000. Loan will be disbursed to Pay Direct OR to reimburse borrower for paid tuition if paid by borrower within the last 60 days. Member must provide documentation showing cost of courses, registration fees, books, proof of payment (if for reimbursement). Other restrictions may apply. San Mateo Credit Union is an Equal Opportunity Lender. Federally Insured by NCUA.

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