SMCU OnLine Login
User ID


Enroll in SMCU OnLine
Forgot Password


SMCU Mobile from San Mateo Credit Union

A simple and secure way to manage your accounts while you're on the go. From your phone or tablet you can check your balance, transfer money, view your transactions and look up branches and ATM locations.


  • Check balances 24/7
  • Deposit checks right from your phone
  • Pay bills using Bill Pay and view pending and past payments
  • Transfer Funds
  • Monitor recent transactions and see a complete history of deposits, withdrawals, transfers, purchases, and ATM activity
  • Find an SMCU ATM or CO-OP Network ATM
  • Locate an SMCU branch or shared branch


  • Account information is protected by SSL encryption

Download the SMCU Mobile app today!

Scan the appropriate QR code below for mobile access.

SMCU Mobile for iPhone

SMCU Mobile for iPad

New SMCU Mobile App for the Android

If your device is not supported by any of the apps listed above, use the web based version at

Note: To use SMCU Mobile, you must be currently enrolled in SMCU OnLine. To enroll in SMCU OnLine by clicking here or contact us for more information.

If you are experiencing a problem using SMCU Mobile please contact us at (650) 363-1725 or (888) 363-1725.

SMCU Mobile Bill Pay

You can schedule payments with regularity without even having to think about it. Email reminders let you know everything about your bill payments. Plus, now you're not wasting paper and postage.

SMCU Mobile Deposit

It's free and secure. You don't have to drive to an ATM or branch anymore to deposit a check. You take a picture of it and it's instantly deposited in your account. SMCU Mobile Deposit is available for the iPhone, iPad and Android.

NOTE: Access to this feature is not available to all members. Certain restrictions apply. Click here for the full disclosure.

Location Finder

Locate branches and ATMs near you in seconds. SMCU is a member of both CO-OP and the Shared Branching Network which means you have access to over 30,000 ATMs and 5,000 branches—all at no charge to you.