Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click "Apply For A Loan" located in the Services section of the online home page.

Apply Online               Apply As Guest

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click "Apply For A Loan" located in the Services section of the online home page.

Apply Online               Apply As Guest

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click "Apply For A Loan" located in the Services section of the online home page.

Apply Online               Apply As Guest

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click "Apply For A Loan" located in the Services section of the online home page.

Apply Online               Apply As Guest

Open An Additional Account

If you are a current member of SMCU, opening additional accounts is easy. Just log into SMCU OnLine and click "Open an Additional Account" located in the Services section of the online home page.

Open Another Account Through SMCU OnLine               Open Another Account as a Guest

Security Lock SMCU OnLine Login
Mobile Banking

 

Mobile Banking for when you’re on-the-go.

Mobile devices running the SMCU app.Version 4.0 is now available for iPhone and Android! This upgrade brings a cleaner, easier to navigate design and a special LocatorSearch tool that lets you quickly find free ATM wherever you are. If you don’t have the SMCU Mobile App yet, now is the time to get on board.

24/7 Features & Benefits:

  • Check your balances and transaction history
  • Deposit checks right from your phone using Mobile Deposit
  • Find the nearest free SMCU or CO-OP ATM or branch using LocatorSearch
  • Pay bills using Bill Pay and view pending and past payments
  • Transfer money between your accounts
  • Sign up for Account Alerts to protect yourself against fraud

Security:

  • If you have a fingerprint-enabled phone, you can use that to log in
  • Account information is protected by SSL encryption

Download the SMCU Mobile app today!

SMCU Mobile for iPhone

Available on the Apple App Store

SMCU Mobile for iPad

Available on the Apple App Store

SMCU Mobile App for the Android

Android App on Google Play

If your device is not supported by any of the apps listed above, our Online Banking system is mobile responsive. To use Online Banking, log in at www.smcu.org.

Pay your bills from anywhere.

Once you’ve set up your payees inside SMCU Online Banking, you can then send money to those people and businesses through our Mobile Banking app. That way you can send a payment as soon as you think of it, no matter where you are. You can also schedule future payments. No checks, no envelopes, no stamps!

Mobile Devices showing Bill Pay

Mobile Deposit saves you a trip to the branch or ATM.

No need to carry checks around in your wallet until you have time to drive to a branch or ATM. Simply sign in to the Mobile Banking app and follow the easy instructions to use Mobile Deposit. You take a picture of both sides of your check and it's deposited directly into your account. 

Mobile Devices show Moible Deposit

Please note: access to Mobile Deposit is based on several membership relationship factors and will not be available to everyone. You can learn more by reading the Mobile Deposit Disclosure

Find a free ATM or shared branch in seconds.

You might have a favorite ATM near your home or office, but when you’re hitting the town for a night out or traveling around the country you won’t know where to find a free ATM – until now! The LocatorSearch feature inside SMCU Mobile Banking lets you quickly find one of 30,000 free CO-OP ATMs nationwide. You can also search for a CO-OP shared branch to use for your more involved transactions.

If you are experiencing any problems with SMCU Mobile Banking, please call (650) 363-1725.

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