New to SMCU?

Continue to Application


Current SMCU Member

Sign in to Online Banking

Save time! Sign in to Online Banking and click the "Apply for a Loan" or "Open an Additional Account" link. Your personal information will be automatically filled in.

No thank you, take me to the blank application.

×

New to SMCU?

Continue to Application


Current SMCU Member

Sign in to Online Banking

Save time! Sign in to Online Banking and click the "Apply for a Loan" or "Open an Additional Account" link. Your personal information will be automatically filled in.

No thank you, take me to the blank application.

×

New to SMCU?

Continue to Application


Current SMCU Member

Sign in to Online Banking

Save time! Sign in to Online Banking and click the "Apply for a Loan" or "Open an Additional Account" link. Your personal information will be automatically filled in.

No thank you, take me to the blank application.

×

New to SMCU?

Continue to Application


Current SMCU Member

Sign in to Online Banking

Save time! Sign in to Online Banking and click the "Apply for a Loan" or "Open an Additional Account" link. Your personal information will be automatically filled in.

No thank you, take me to the blank application.

×

New to SMCU?

Continue to Application


Current SMCU Member

Sign in to Online Banking

Save time! Sign in to Online Banking and click the "Apply for a Loan" or "Open an Additional Account" link. Your personal information will be automatically filled in.

No thank you, take me to the blank application.

×

New to SMCU?

Continue to Application


Current SMCU Member

Sign in to Online Banking

Save time! Sign in to Online Banking and click the "Apply for a Loan" or "Open an Additional Account" link. Your personal information will be automatically filled in.

No thank you, take me to the blank application.

×
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Home Equity Loan Rates
70% LTV
Loans up to $250,000
Term Rate APR
Click here to view disclosures

Click here for a full list of rates.

Home Equity Loan

Utilize your home equity for a remodel or to consolidate debt or even for travel. Enjoy the stability of a fixed-rate monthly payment! 

  • Low fixed interest rate with the option to choose a 5, 10, or 15 year term
  • Fully-amortized monthly payment
  • Loan amounts from $25,000 to $150,000
  • Interest is generally tax deductible, consult your tax advisor for more details

Questions?   Visit your nearest branch, call 650 363-1799 or contact us at realestate@smcu.org today!

You’ve worked hard to build your home equity. Now is the time to take advantage of it with a second mortgage loan from San Mateo Credit Union!

Deciding between a Home Equity Line of Credit or a Home Equity Fixed Loan? View a comparison chart.

Want to find our more information? Try our handy tools and calculators.

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