Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click "Apply For A Loan" located in the Services section of the online home page.

Apply Online               Apply As Guest

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click "Apply For A Loan" located in the Services section of the online home page.

Apply Online               Apply As Guest

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click "Apply For A Loan" located in the Services section of the online home page.

Apply Online               Apply As Guest

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click "Apply For A Loan" located in the Services section of the online home page.

Apply Online               Apply As Guest

Open An Additional Account

If you are a current member of SMCU, opening additional accounts is easy. Just log into SMCU OnLine and click "Open an Additional Account" located in the Services section of the online home page.

Open Another Account Through SMCU OnLine               Open Another Account as a Guest

Security Lock SMCU OnLine Login
Home Equity Loan Rates
70% LTV
Loans up to $250,000
Term Rate APR
Click here to view disclosures

Click here for a full list of rates.

Home Equity Loan

Utilize your home equity for a remodel or to consolidate debt or even for travel. Enjoy the stability of a fixed-rate monthly payment! 

  • Low fixed interest rate with the option to choose a 5, 10, or 15 year term
  • Fully-amortized monthly payment
  • Loan amounts from $25,000 to $150,000
  • Interest is generally tax deductible, consult your tax advisor for more details

Questions?   Visit your nearest branch, call 650 363-1799 or contact us at realestate@smcu.org today!

You’ve worked hard to build your home equity. Now is the time to take advantage of it with a second mortgage loan from San Mateo Credit Union!

Deciding between a Home Equity Line of Credit or a Home Equity Fixed Loan? View a comparison chart.

Want to find our more information? Try our handy tools and calculators.

7