SMCU OnLine Login
User ID


Enroll in SMCU OnLine
Forgot Password
Contact a Mortgage Specialist
Our friendly Real Estate Specialists are waiting to help you. Contact them now.
(650) 363-1799
Mon-Thurs 8am - 5pm
Fri 9am - 6pm
Mortgage Terms - J

Joint and Several
A liability which allows the creditor to sue any one of the debtors or sue all together.
Joint Tenancy
An undivided interest in property, taken by two or more joint tenants. The interests must equal, accruing under the same conveyance, and beginning at the same time. Upon death of a joint tenant the interest passes to the surviving joint tenants, rather than to the heirs of the deceased.
The decision of a court of law. Money judgements, when recorded, become a lien on real property of the defendant.
Junior Mortgage
A mortgage subordinate to another mortgage.