Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

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We will be performing network maintenance on our systems on Wednesday May 24th from 10pm to 10:30pm. During this time, www.smcu.org, SMCU OnLine, SMCU Mobile and Call24 will be unavailable. We apologize for any inconvenience this may cause.

Contact a Mortgage Specialist
Our friendly Real Estate Specialists are waiting to help you. Contact them now.
(650) 363-1799
Mon-Thurs 8am - 5pm
Fri 9am - 6pm
Mortgage Terms - O

Office of Comptroller Currency
A federal government regulatory agency that oversees some commercial banks.
Office of Thrift Supervision
A federal government regulatory agency that oversees savings and loans.
Open End Mortgage
A mortgage permitting the mortgagor to borrow additional money under the same mortgage, with certain conditions, usually, as to the assets of the mortgage.
Origination Fee
A fee or charge for work involved in the evaluation, preparation and submission of a proposed mortgage loan.
Owner of Record
The owner of a property that has a deed indicating his ownership that has been recorded at the local municipality.
Owners Policy
Title insurance for the owner of property, rather than a lienholder.
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