Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

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We will be performing network maintenance beginning on Thursday May 5th from 10pm to 11pm. The SMCU website, SMCU OnLine and SMCU Mobile will be unavailable during this time. If you have trouble accessing these services please try again later. Thank you.

Contact a Mortgage Specialist
Our friendly Real Estate Specialists are waiting to help you. Contact them now.
(650) 363-1799
Mon-Thurs 8am - 5pm
Fri 9am - 6pm
Mortgage Terms - O

Office of Comptroller Currency
A federal government regulatory agency that oversees some commercial banks.
Office of Thrift Supervision
A federal government regulatory agency that oversees savings and loans.
Open End Mortgage
A mortgage permitting the mortgagor to borrow additional money under the same mortgage, with certain conditions, usually, as to the assets of the mortgage.
Origination Fee
A fee or charge for work involved in the evaluation, preparation and submission of a proposed mortgage loan.
Owner of Record
The owner of a property that has a deed indicating his ownership that has been recorded at the local municipality.
Owners Policy
Title insurance for the owner of property, rather than a lienholder.
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