Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click "Apply For A Loan" located in the Services section of the online home page.

Apply Online               Apply As Guest

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click "Apply For A Loan" located in the Services section of the online home page.

Apply Online               Apply As Guest

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click "Apply For A Loan" located in the Services section of the online home page.

Apply Online               Apply As Guest

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click "Apply For A Loan" located in the Services section of the online home page.

Apply Online               Apply As Guest

Open An Additional Account

If you are a current member of SMCU, opening additional accounts is easy. Just log into SMCU OnLine and click "Open an Additional Account" located in the Services section of the online home page.

Open Another Account Through SMCU OnLine               Open Another Account as a Guest

Security Lock SMCU OnLine Login

Dream about your possibilities and then give us a call. A Real Estate Representative from San Mateo Credit Union can help you make your dreams a reality.

A Home Equity Line of Credit (HELOC) from SMCU has these great features:

  • No annual fee
  • Flexible payment options
  • 10-year draw and a 15-year repayment period
  • No closing costs**

Think of all the possibilities. You could add some curb appeal to your home, renovate a room or the whole house. Maybe you want to take a special trip or a world cruise or pay for your child’s college tuition or just consolidate some bills.

Imagine all the possibilities. And then give a Real Estate Specialist a call at (650) 363-1799 or click the Apply Now button below.

**No closing costs for lines up to $100,000 in second lien position on owner- occupied properties. For lines above $100,000, the estimated appraisal cost is $550. The Loan will feature a 10-year draw period, and then a 15-year repayment period. All loans subject to credit, income, debt, and property value qualifications. Additional conditions and restrictions may apply. Annual Percentage Rates, terms, and conditions offered are subject to change with or without notice. Limited to single family secured property. Property must be located in the State of California. Mobile homes are excluded. Flood/Hazard certificate and property insurance is required. There is no prepayment penalty. You are eligible for membership in SMCU if you live, work, worship, or attend school in San Mateo County, the City of Palo Alto or certain areas of San Francisco. A one-time membership fee of $10 ($1 for age 17 and under) is due upon joining SMCU. San Mateo Credit Union is an Equal Opportunity Lender. Federally insured by NCUA.

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