Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

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We will be performing end of year maintenance on our systems on Sunday December 11th from 9am to 10am. During this time, SMCU OnLine, SMCU Mobile and Call24 will be unavailable. We apologize for any inconvenience this may cause.

Reverse Mortgages

If you are planning on living in your house for the rest of your life, a Reverse Mortgage might be the right equity loan for you.

To be eligible you or your spouse must be 62 or older, and live in your primary residence. Whether you have a small first or second mortgage on the house, it’s not a problem. With a Reverse Mortgage, there are no monthly payments since the house secures the loan. And the benefit to you - You never owe more than the house is worth. That protects you.

Call our Real Estate Specialists today, at (650) 363-1799, to find out how we can help you.

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