Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

SMCU OnLine Login

The future of financial transactions is here

San Mateo Credit Union is pleased to offer the ease, security, privacy, and convenience of Apple Pay, which lets you use your SMCU credit and debit cards to make purchases in a completely new way.

Use Apple Pay with iPhone 6 or the Apple Watch without swiping your card, and use it in apps without entering payment and contact information. Simply pay with a single touch of your Finger on your phone or click of a button on your watch.

To maximize the security of your transactions, Apple Pay assigns and encrypts a unique device account number to your card and stores it securely in a dedicated chip. So your card number is never seen by merchants or transmitted with your payment. Itís the ultimate in privacy, too, because your name, card number, and security code are never visible to the cashier.

Apply Pay and SMCU FAQs

What is Apple Pay?

Apple Pay is a revolutionary contactless payment technology that allows you to purchase items by simply tapping your phone rather than using your card. Apple has incorporated its new Touch ID biometrics and PIN capability for added security on mobile devices.

Which devices provide access to Apple Pay?

The iPhone 6, iPhone 6 Plus, iPhone 6S and the Apple Watch have this payment capability. On iPhone 6, iPad Air 2, and iPad mini 3, you can also use Apple Pay within apps.

Can I add my SMCU debit and/or credit card(s) to Apple Pay?

All SMCU debit and credit cards can be used with Apple Pay. To get started, go to Settings > Passbook & Apple Pay, tap on Default Card, and select the SMCU card you wish to use for purchases.

Can I opt out of using Apple Pay?

Adding debit or credit cards to Apple Pay is your choice, and you have the ability to delete or add cards as needed.

What merchants have NFC-enabled terminals?

Apple Pay is accepted at grocery stores, boutiques, restaurants, hotels, and many places you already enjoy. Just look for these symbols at checkout:

For a listing of the stores that currently accept Apple Pay, click here.

How does the security of this payment option compare to the EMV chip cards?

Both are based on the same security technology. However, Apple Pay generates a unique code that represents your account information. This means that no personally identifiable information is being transmitted during the transaction.

Could someone within close proximity intercept the data?

Apple Pay does not use your card account information directly. Instead, it assigns and encrypts a unique Device Account Number to your card and stores it securely in a dedicated chip in the iPhone, iPad, and Apple Watch. This code can be interpreted only by the financial institution that issued your card. The information would not be readable, usable, or understandable by anyone other than SMCU.

Where can I find more information on using debit and credit cards in Apple Pay?

You can access additional information on apple.com.

If you did not enroll your SMCU card in Apple Pay or have questions, please contact our Contact Center at (650) 363-1725, Monday through Friday 8:00 am to 6:00 pm or Saturday, 9:00 am to 3:00 pm. For questions or issues on your Apple Pay enrollment for your SMCU credit card, please contact Cardholder Services at (855) 553-4291.


Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.

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