Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

 

If you have received a letter in regards to a change in your credit card terms, know that we are aware
of the issues with the information in the letter. We are working to resolve this matter.
SMCU OnLine Login
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Questions about the new SMCU Mobile app? Click here.

Money Link Limits & Fees

The following are the current limits and fees for an active transfer account:

Classic/Classic +
Standard Transfer – (3-5 Business days)
Minimum amount per transfer
$20.00
Maximum amount per transfer
$1,000.00
Maximum transfers per day
3
Maximum amount per day
$1,000.00
Maximum transfers per week
5
Maximum amount per week
$3,000.00
Failed Transfer charge*
$30.00

Partner/Preferred in good credit standing
Standard Transfer – (3-5 Business Days)
Minimum amount per transfer
$20.00
Maximum amount per transfer
$3,000.00
Maximum transfers per day
3
Maximum amount per day
$3,000.00
Maximum transfers per week
5
Maximum amount per week
$4,000.00
Failed Transfer Charge*
$30.00

*Charge applies if there are insufficient funds to be transferred.

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