Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

SMCU OnLine Login
User ID


Password

Enroll in SMCU OnLine
Forgot Password

We will be performing end of year maintenance on our systems on Sunday December 11th from 9am to 10am. During this time, SMCU OnLine, SMCU Mobile and Call24 will be unavailable. We apologize for any inconvenience this may cause.

Money Link Limits & Fees

The following are the current limits and fees for an active transfer account:

Classic/Classic +
Standard Transfer – (3-5 Business days)
Minimum amount per transfer
$20.00
Maximum amount per transfer
$1,000.00
Maximum transfers per day
3
Maximum amount per day
$1,000.00
Maximum transfers per week
5
Maximum amount per week
$3,000.00
Failed Transfer charge*
$30.00

Partner/Preferred in good credit standing
Standard Transfer – (3-5 Business Days)
Minimum amount per transfer
$20.00
Maximum amount per transfer
$3,000.00
Maximum transfers per day
3
Maximum amount per day
$3,000.00
Maximum transfers per week
5
Maximum amount per week
$4,000.00
Failed Transfer Charge*
$30.00

*Charge applies if there are insufficient funds to be transferred.

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