Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click "Apply For A Loan" located in the Services section of the online home page.

Apply Online               Apply As Guest

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click "Apply For A Loan" located in the Services section of the online home page.

Apply Online               Apply As Guest

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click "Apply For A Loan" located in the Services section of the online home page.

Apply Online               Apply As Guest

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click "Apply For A Loan" located in the Services section of the online home page.

Apply Online               Apply As Guest

Open An Additional Account

If you are a current member of SMCU, opening additional accounts is easy. Just log into SMCU OnLine and click "Open an Additional Account" located in the Services section of the online home page.

Open Another Account Through SMCU OnLine               Open Another Account as a Guest

Security Lock SMCU OnLine Login

External Transfers Limits & Fees

The following are the current limits and fees for an active transfer account

Standard Transfer – (3-5 Business Days)
Minimum amount per transfer
$20.00
Maximum amount per transfer
$3,000.00
Maximum amount per day
$3,000.00
Maximum rolling 3 days limit
$5,000.00
Maximum amount per Month
$15,000.00
Failed Transfer Charge*
$30.00

*Charge applies if there are insufficient funds to be transferred.

Transfer cut off times are 11PM PT / 1AM ET - transfers scheduled after
these cut off times will be rescheduled to the following business day.

Next Day Transfers - this service is coming soon!

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