SMCU OnLine provides convenient access to all your SMCU accounts, 24 hours a day, seven days a week, from any computer with an Internet connection. You will also have access to excellent services such as Bill Pay, eStatements, Alerts, and more online. As a SMCU member you can:

• Manage your money online safely and securely for free.
• Monitor your transactions and see a complete history of all your deposits, withdrawals, transfers, purchases, ATM activity and more.
• Transfer funds, and view real-time balances and transactions.
• Apply for loans.
• Pay recurring and one-time-only bills.
• View images of cleared checks.

Enroll in SMCU OnLine by clicking here or contact us for more information.

MONEY LINK

A Convenient Transfer Service That’s Free to SMCU Members

For those of you who utilize the services of another financial institution in addition to San Mateo Credit Union, we are pleased to introduce Money Link—a new SMCU OnLine service that lets you transfer funds between SMCU and other banks or credit unions in the United States.*
 With Money Link, you can:

• Make secure transfers between your SMCU checking, savings, and money market accounts and your checking, savings, and money market accounts at another institution
• Schedule a one-time transfer
• Schedule a single or several automatic recurring transfer(s)

It’s fast, easy, and convenient, and offers greater security than sending a paper check. 

To start taking advantage of the benefits of Money Link, log on to SMCU OnLine or call our Contact Center at (650) 363-1725 for more information.

* Not available for business accounts
Limits and Fees

Worried your account balance may fall below a certain amount? Want to make sure your direct deposit went in? Set up customized messages to notify you of account activity via e-mail alerts. Examples of our members' alerts are "You have less than $100 in your account" and "You've saved enough money for vacation."

To enroll in SMCU Alerts, login to SMCU OnLine and click the Alerts tab.

At SMCU, safeguarding your personal information is a top priority. We constantly keep pace with developing technology to ensure that your identity is fully protected at all times. Now, the latest technological strides allow us to secure just part of a web page while still offering total login safeguards.

To learn more about how to protect yourself online click here.

SMCU Mobile from San Mateo Credit Union

SMCU Mobile is your personal credit union branch that goes wherever you do, allowing you to perform a variety of financial transactions—including making deposits—any time, any place. Convenient and efficient, SMCU Mobile provides easy access to SMCU’s services—and it’s free to members.

FEATURES:
- Check balances 24/7
- Deposit Checks
- Pay bills
- Transfer funds
- Monitor recent transactions and see a complete history of deposits, withdrawals, transfers, purchases, and ATM activity
- Find an SMCU ATM or CO-OP Network ATM
- Locate an SMCU branch or shared branch

SECURITY:
- Account information is protected by SSL encryption

NOTE: Access to account information is available only to members with an account in good standing.

Download them now!

Click the appropriate icon below to go to the iPhone App Store or Google Play Store or scan the appropriate code to go there on your phone.

The SMCU Mobile app is now available for the iPhone via the iTunes’s App Store or via your iPhone and the Google Play Store or via your Android phone.  Locate a surcharge-free ATM, find the nearest branch with our easy locator, or log in to SMCU Mobile banking and perform a variety of financial transactions including check deposits.

If your phone can determine where you are, the location-aware feature will help you find the nearest branch or ATM anywhere in the United States.

If you are experiencing a problem using SMCU Mobile please contact us at (650) 363-1725 or (888) 363-1725.

Frequently Asked Questions

Click on the question below to see the answer.