Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

SMCU OnLine Login

Update to Walgreens ATMs

Effective July 31, 2016, CO-OP Financial Services announced their partnership with Walgreens will end. Members utilizing Walgreens ATMs outside of San Mateo County will no longer have surcharge free access through the CO-OP Financial Services Network. SMCU members will still have surcharge free cash withdrawals access at SMCU branded ATMs at Walgreens located in San Mateo County and Palo Alto. Click here to view of a list of SMCU branded ATMs within Walgreen and Rite Aid locations.


Privacy Choices

Financial institutions such as San Mateo Credit Union, choose how to share your personal information. However, you have the right to control whether we share some of your personal information or not. To learn more about what SMCU does with your personal information, please click here.

If you would like to exercise your opt-out option please email your choice to optout@smcu.org. If you would like to print out and complete an opt-out form please click here. Completed forms can be dropped off at any SMCU branch location, faxed to (650) 364-0330 or mailed to:

SMCU Support Services/Privacy Notice
PO Box 910
Redwood City, CA 94064

Please note: If you have previously "opted-out", your choice remains effective unless you notify us otherwise. SMCU is required by federal and state law to provide these privacy notices and forms annually.


SMCU partners with credit unions across the country, giving you the ability to conduct financial transactions at over 5,000+ locations that are part of the CO-OP Shared Branch Network. As a member of SMCU, you are able to participate and all you will need is your member ID number and government issued photo identification when transacting at a Shared Branch location.

If you wish to conduct a Shared Branch transaction on your account held at another credit union, SMCU has self-service Shared Branch ATMs at the following locations:

East Palo Alto
1735 East Bayshore Road
East Palo Alto, CA 94303

Redwood City
555 Marshall Street
Redwood City, CA 94063

San Mateo
1515 S. El Camino Real
San Mateo, CA 94402

South San Francisco
150 El Camino Real
South San Francisco, CA 94080

Daly City
415 Westlake Center
Daly City, CA 94015

Effective October 10, 2015 San Mateo Credit Union (SMCU) will no longer offer Shared Branch services at the teller line window.

Log on to co-opcreditunions.org to find a participating Shared Branch location near you.

All San Mateo Credit Union (SMCU) branch locations feature CO-OP ATMs, which are part of a nation-wide network of 30,000 surcharge-free1 ATMs, 9,000+ of these ATMs within in the CO-OP network accept deposits as well, including the ATMs located at all SMCU branch* locations. Visit co-opcreditunions.org to learn more about fee-free1 access to your money.

*Note: Visit smcu.org for a complete listing of deposit taking and cash dispensing only SMCU maintained ATMs.
1Surcharge-free transactions are available for debit and ATM card holders of participating credit unions.

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