Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

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New Hours for On Broadway Branch

Beginning September 9, 2015, our On Broadway Branch location will now be closed on Wednesdays. Please visit our Marshall Street Branch: 555 Marshall St., Redwood City (located 3 blocks away) for in branch services on Wednesdays. For branch locations and hours, please click here.


SMCU partners with credit unions across the country, giving you the ability to conduct financial transactions at over 5,000+ locations that are part of the CO-OP Shared Branch Network.  As a member of SMCU, you are able to participate and all you will need is your member ID number and government issued photo identification when transacting at a Shared Branch location.

Effective October 10, 2015 San Mateo Credit Union (SMCU)  will no longer offer Shared Branch services at the teller line window.  If you wish to conduct a Shared Branch transaction on your account held at another credit union,  SMCU has self-service Shared Branch ATMs at the following locations:

East Palo Alto
1735 East Bayshore Road
East Palo Alto, CA  94303

Redwood City
555 Marshall Street
Redwood City, CA  94063

South San Francisco
150 El Camino Real
South San Francisco, CA  94080

Daly City
415 Westlake Center
Daly City, CA 94015

In addition, each of our eight SMCU branch locations has posted the nearest Shared Branch outlet that will be conducting teller line transactions.    Log on to co-opcreditunions.org to find a participating Shared Branch location near you.

All San Mateo Credit Union (SMCU) branch locations feature CO-OP ATMs, which are part of a nation-wide network of 30,000 surcharge-free1 ATMs, 9,000+ of these ATMs within in the CO-OP network accept deposits as well, including the ATMs located at all SMCU branch* locations.  Visit co-opcreditunions.org to learn more about fee-free1 access to your money. 

*Note:  Visit smcu.org for a complete listing of deposit taking and cash dispensing only SMCU maintained ATMs.    
1 Surcharge-free transactions are available for debit and ATM card holders of participating credit unions.


Privacy Choices

Financial institutions such as San Mateo Credit Union, choose how to share your personal information. However, you have the right to control whether we share some of your personal information or not. To learn more about what SMCU does with your personal information, please click here.

If you should have any questions or would like to receive an opt-out form please contact Member Service at (650) 363-1725 or email your opt-out choice to optout@smcu.org.

Please note:  If you have previously “opted-out”, your choice remains effective unless you notify us otherwise. SMCU is required by federal and state law to provide these privacy notices and forms annually.


Apply for a loan by phone on Saturdays!

Did you know you can apply for a loan on a Saturday? We have agents available to help you process your application right over the phone. Loan agents are available Monday through Friday 8:00 am to 6:00 pm and Saturdays 9:00 am to 3:00 pm. Call us at (650) 363-1725 or toll-free at (888) 363-1725.

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