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Review your Interest Rates

Financial Solutions for Your Peace of Mind

When was the last time you reviewed your interest rates? With the recent changes in rates and the economy, a quick review of your current rates can help you save money. If your current home, auto, or credit card payments aren’t fitting your budget like you’d like them to, we are here to help with a quick review of options to fit your current needs.


Auto Loans
Get rolling toward a better deal when you refinance through SMCU.

With rates as low as 1.99%*, save by refinancing your loan from another lender with SMCU.

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Credit Cards
Spend every day your way with a credit card that fits your life.

With no annual fee and a great introductory rate1 as low as 2.99%APR, SMCU has a Visa® credit card that works for you, with affordable rates, smart security and safety features, custom card designs, and available rewards for everyday spending.

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Home Lending Center
Making your mortgage work for you.
If today's interest rates are lower than your current rate, you may be able to save money by refinancing into a lower rate or tap into your home's market value for big projects.

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Financial Wellness to Help you Thrive
Live your best financial life.

From building a budget to free credit counseling our Financial Wellness Center has more ways to help you reduce costs and live your best life.

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We’re here to help every step of the way. If you have questions or simply want more information, please schedule an appointment at one of our branches or call our Contact Center at (650) 363-1725.

  *Payment Example: $25,000 Loan Amount for 36 months at 1.99% APR = estimated monthly payment of $717.00. Refinance rates available for purchases and refinances of existing loans from             another financial institution.
  1APR=Annual Percentage Rate. Rates effective 8/1/20 and assumes excellent credit.
  All rates, terms, and special offers subject to change. Certain restrictions may apply.