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Leaving Town? Let SMCU know!

If travel plans are on your agenda, remember to keep the SMCU Concierge in the loop. This free service gives your accounts the greatest security while you’re on the road.

Because SMCU is diligently on the lookout for suspicious activity, there’s a chance we might decline an out-of-town transaction that isn’t normal activity for you. It’s how we keep you safe from fraud, which is number one on our priority list. By letting us know in advance that you’ll be traveling, you can be sure that your card services won’t be disrupted while you’re away from home.

To get started, simply follow these steps at least 24 hours before your departure:

  • Log on to SMCU OnLine
  • Send us an email via our secure message center with the following information:
    • Travel dates
    • Destination(s)
    • Card(s) you’ll be using (ATM, debit, credit)
    • An email or phone contact where we can reach you while you’re away

If you prefer, you can provide these details via phone by calling (650) 363-1725 or (888) 363-1725, Monday – Friday: 8:00 am – 6:00 pm (PST) and Saturday: 9:00 am – 3:00 pm (PST).

You can also visit a branch to notify us in person. For locations and hours, click here.

Our best wishes for a wonderful trip!

Blocked International Transactions
To safeguard against fraudulent activity, we have restricted some types of debit card transactions in certain countries. Click here for a complete list of places with security restrictions. We apologize for any convenience, and hope you will keep in mind that we do this to maximize your security.