Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

SMCU OnLine Login

Choose a card that works for you!

What do you want from your credit card? Maybe a card with a low rate or a card that is high on cost savings. Well, San Mateo Credit Union (SMCU) has two great cards to choose from that have both those features. With a Visa Platinum Rewards or a Visa Platinum credit card from SMCU it doesn’t get much better or simpler to find new ways to save money.

Your biggest decision will be choosing which card is right for you— and that’s the fun part.

 

*APR = Annual Percentage Rate. Intro rate given to the top credit tier level. The promotion rate is valid on balance transfers and purchases only (cash advances not included) and must be made during the promotional period date. Date is subject to change. Promotion period date effective as of November 16, 2015. The “as low as” 2.99% APR balance transfer rate and/or purchase rate as well as the “as low as” 1.99% APR balance transfer rate and/or purchase rate is good for 12 months from the date of opening. Thereafter the rate will revert to the variable rate APR specified in your Card Agreement for balance transfer or purchase. A balance transfer fee of 3% of the amount with a minimum of $4 and a maximum of $300 will be waived at time of transfer as long as the balance transfer occurs within the promotion period date. A late fee of $15 will be charged if minimum payment is not paid within 15 days after the payment due date. Cash advance(s) and overdraft protection transfers are excluded from this offer. All loans are subject to credit, income and debit verification qualification. Penalty rate of 17.99% APR for late payments apply. See your Card Agreement for additional details. Rate and terms are subject to change at any time. 110 purchase transactions required within first 90 days of card opening to earn 5,000 reward points. A maximum of 100,000 points can be earned during a calendar year. Points expire after 4 calendar years. CUReward points will appear on your statement within one billing cycle. 2Within the 48 contiguous US states. All travel awards are subject to specific terms and conditions. You are eligible for membership in SMCU if you live, work, worship or attend school in San Mateo County, the City of Palo Alto or certain areas of San Francisco. A one-time membership fee of $10 ($1 for age 17 and under) is due upon joining SMCU. SMCU is an Equal Opportunity Lender. Federally insured by the NCUA.

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