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Receive as low as 6.99% APR* on all restaurant, travel, gas and grocery purchases until January 31, 2013!

Offer is valid on all SMCU credit cards
Offer ends on January 31, 2013

* APR = Annual Percentage Rate. The 6.99% APR for purchases offer is good during the promotional period of October 29, 2012 through January 31, 2013 and is valid only for purchases on Travel, Restaurants, Gas and Groceries. Rate is valid through July 2013 statement cycle and will then revert to the APR specified in your Card Agreement for purchases. Cash advances and overdraft transfers are excluded from this offer. All loans are subject to credit, income and debt verification qualification. Balance transfers written against your account may not exceed more than half of the cash availability on your current balance. Any transaction that exceeds this cap may be declined. Penalty rate of 17.99% APR for late payments apply. See your Card Agreement for additional details. Rate and terms are subject to change at any time. You are eligible for membership in SMCU if you live, work, worship or attending school in San Mateo County, the City of Palo Alto or certain areas of San Francisco. A one-time membership fee of $10 ($1 for age 17 and under) is due upon joining SMCU. SMCU is an Equal Opportunity Lender. Federally insured by the NCUA.