Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

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We will be performing network maintenance on our systems on Wednesday May 24th from 10pm to 10:30pm. During this time, www.smcu.org, SMCU OnLine, SMCU Mobile and Call24 will be unavailable. We apologize for any inconvenience this may cause.

Short this year?  SMCU’s Tax Loan is the solution.

Nothing beats the feeling of having your taxes filed and paid.  So, if you are a little short on cash this year to pay your tax bill then SMCU can help.  Our Tax Loan:

  • has rates as low as 9.99% APR

  • has terms up to 60 months1

  • has loan amounts up to $25,0002

  • allows you to pay direct to the IRS or the State of California

  • plus, you can pay property tax or other taxes you may owe

At SMCU, we have solutions that help you solve problems, so apply now as this offer will end on April 22nd. 

*APR = Annual Percentage Rate. Rate as low as 9.99% APR. 1 Maximum loan term up to 60 months depending on your FICO score. 2 Maximum loan amount up to $25,000 depending on your FICO score. Minimum loan amount is $300. All loans subject to credit, income and debt verification and qualification. Rate and term effective January 25, 2017. Offer, rate and terms are subject to change at any time without notice. You are eligible for membership in SMCU if you live, work, or attend school in San Mateo County, the City of Palo Alto or certain areas of San Francisco. A one-time membership fee of $10 ($1 age 17 and under) is required to join. SMCU is an Equal Opportunity Lender. Federally insured by the NCUA.

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