Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

SMCU OnLine Login

Choose Free, Interest, or High-Yield Checking


Don’t have a checking account with San Mateo Credit Union? Now is the perfect time to make the switch. You can get a $100 bonus when you open a new checking account by April 30, 2017.

Choose Free Checking (yes, we still have that!), or open an Interest or High-Yield Interest Checking account. Then simply make 15 debit card purchases during the following calendar month to receive your $100 bonus.
 
No matter which account you choose, you’ll get:

  • 30,000+ surcharge-free CO-OP ATMs nationwide
  • A debit card that can be used with Apple PayTM
  • Mobile Banking with easy Mobile Deposit – just snap a picture of your check and send it to your account
  • Account alerts to keep you informed and fraud-free

You can open a checking account your nearest SMCU branch or online using one of the buttons below. Questions about this offer? Call (650) 363-1725.

Non-Members
Join SMCU Now

Current MembersOpen an Account

   

You can get
$100*
in two simple steps:

1) Open a new personal checking account by April 30, 2017.

2) Make 15 debit card purchases during the following calendar month.

Example: If you open your checking account in March, make 15 debit card purchases in April! ATM transactions do not qualify.

Why Choose SMCU?

For 65 years, SMCU has offered accounts, services, and education meant to enrich the financial lives of our members and our community. And since we’re a not-for-profit financial institution, our efforts are designed with your best interests in mind, not ours.

You’re invited to join or expand your relationship with SMCU to take advantage of the $100 checking offer and much more:

But first, be sure to open your checking account and start using your debit card – this special $100 checking offer ends April 30

Daly City – Redwood City – Palo Alto – San Mateo – South San Francisco

 

*Requirements to receive the $100 bonus:
Open a new San Mateo Credit Union (SMCU) personal Free Checking, Interest Checking, or High-Yield Interest Checking account (no other account types are eligible) from 3/1/17 - 4/30/17. During the full calendar month immediately following the month in which the account is opened, initiate 15 or more PIN or Signature-based purchases or payments using the SMCU debit card that is linked to the new checking account. ATM transactions are not eligible. In the case of a joint account, purchases and payments from multiple debit cards will be added together.
 
Offer conditions and restrictions:

  • Offer is not available for existing SMCU members who have an open personal checking account as of 2/28/17. SMCU employees, affiliates, and their families are not eligible. Offer may change or be discontinued at any time without prior notice.
  • Limit of one promotional checking bonus per account, per individual, and per mailing address.
  • Bonus will be paid to the open, eligible checking account within 30 days after the qualification period ends. The account must have a positive balance at the time of payout to receive the bonus.
  • SMCU will classify the bonus as interest paid to the checking account where the bonus is credited. Any applicable taxes associated with the bonus are the responsibility of the SMCU account holder. To the extent required by law, SMCU will report the total value of this bonus to the IRS on Form 1099-INT for the tax year in which the bonus was paid.
  • You are eligible for membership in SMCU if you live, work, worship, or attend school in San Mateo County, the City of Palo Alto, or certain areas of San Francisco. All memberships and accounts are subject to SMCU’s standard terms, conditions, and schedule of fees. The one-time membership fee of $10 to join SMCU will be waived as part of this special promotion. Depending on the selected checking account, a monthly fee may apply depending on certain account conditions. Ask an SMCU representative for details.
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