Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

Apply For a Loan

If you are a current member of SMCU, applying for a loan is easy. Just log into SMCU OnLine and click the green "Apply For A Loan" button located in the upper right hand corner.

              

SMCU OnLine Login

We’ve got a sensible and easy way to lower your debt- a personal loan from SMCU. We’ll take 1% APR* off your current qualified rate, and with rates as low as 8.99%1 APR* now is a great time to lighten your load from all that holiday spending.

  • Consolidate credit card balances
  • Pay off high-rate debt
  • Set up automatic payments
  • Loan terms2 up to 60 months
  • Apply for a loan up to $25,0003

It’s the start of the New Year and all about new beginnings.
So let us help you. This is a limited time offer, so apply now.

Apply Now

*APR = Annual Percentage Rate. Rate as low as 8.99% APR. 1 Advertised rate reflects a 1.00% APR discount. 2 Maximum loan term up to 60 months depending on your FICO score. 3 Maximum loan amount up to $25,000 depending on your FICO score. Minimum loan amount is $300. All loans subject to credit, income and debt verification and qualification. Rate and term effective December 19, 2016. Offer, rate and terms are subject to change at any time without notice. You are eligible for membership in SMCU if you live, work, worship or attend school in San Mateo County, the City of Palo Alto or certain areas of San Francisco. A one-time membership fee of $10 ($1 age 17 and under) is required to join. SMCU is an Equal Opportunity Lender. Federally insured by the NCUA.

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