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Get cash in your house!

With rates as low as 1.99% APR*, you can fix a bathroom, remodel your kitchen, pay your taxes or get that college tuition paid a little early.  

  • Rates are as low as 1.99% APR. Special rate for 12 months.
  • 10 year term with a repayment timeframe of 15 years.

*APR – Annual Percentage Rate. The initial rate disclosed (1.99%) is an introductory rate for the first 12 billing cycles, thereafter, the rate is variable and tied to Prime as reported in the Wall Street Journal. APR will be as low as Prime minus .50% or as high as Prime plus 1.50%. Current Prime Rate is 3.25% as of 12/16/08. Rate is subject to change at any time. Maximum APR during the life of the loan will not exceed the APR in effect at the time of funding by more than 7%. Floor rate will not drop below 4%. Additional closing costs and fees will be applicable if the mortgage loan is in the 1st position. Members will pay for an appraisal on all loan requests. A $500.00 closure fee will be charged if closed within 36 months unless property is sold. 10 year draw period. 15 year pay-back period.